Employment Boost in September in Canada is a post from: Canadian Personal Finance Blog and follow me on twitter as well: Big Cajun Man, daily updates from all over the Blogosphere. Subscribe to my comments feed as well!
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Filed under: Investing
The intellectual property lawsuits between Apple Inc. (NASDAQ: AAPL) and Samsung continue to go back and forth. The latest court decision hurts Apple. A U.K. court said that the Samsung Galaxy tablet did not infringe on any Apple patents. According to Reuters:
The Court of Appeal upheld its judgment that despite some similarities, Samsung did not infringe Apple's design, in part because its products were "not as cool" as the iPad.
The U.S. company was instructed to run ads saying the Korean company did not copy the iPad, both on its website and in selected newspapers.
Douglas A. McIntyre
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Source: http://www.dailyfinance.com/2012/10/18/apple-loses-a-round-to-samsung/
Happy Friday!
Wow...another week over. We woke up to a couple of inches of snow this morning and it stayed quite cold all day. We baked a delicious Apple Crisp with lots of cinnamon and raisins so the house smells amazing! The kinda thing that Realtors always say you should do just before an open house. Honestly, all I really feel like doing lately is baking. I don't bake much in the summer months because it gets quite hot in our kitchen in the afternoon and I don't like to add to it by having the oven on. But now that it is cooler I have so many recipes that I want to try.
A couple of weeks ago Kim@Eyesonthedollar left a comment on Friday's Circle of Friends saying that she was reminded of a song titled "Circle of Friends". I did a quick search on YouTube and found one. It sounds like a country song, and although I am not a big fan of country music, I do like it. Hopefully Kim will let us know if this is the tune she was thinking of.
Please take a listen while you scroll through this week's Friday's Circle of Friends blog posts, and see if you like it too.
Why It is Important to Have a Good Credit Score By: Debt and the Girl
How 2 PF Bloggers Saved Me $420 And Got Me A New Bed! By: Plunged in Debt
House Shopping: The Addiction Continues By: Club Thrifty
I hate making payments against my debt. So I got rid of the debt. By: MoneyafterGraduation
12 Crazy Disney Facts You Never Knew By: The Savvy Scot
Fun, Fabulous, Free Things To Do in My Favorite Vacation Cities By: Eyes on The Dollar
So you want to open a Tim Horton’s franchise By: Vanessa’s Money
How I paid back $25,653.87 in student loans two months after I graduated. By: Cents of A Country Girl
Best Mixed Drinks You’ve Probably Never Heard Of By: Add Vodka
Budgeting Tips: How to Menu Plan Like a Kindergartner By: ReadyForZero
When to Quit Being an Entrepreneur By: Thirty Six Months
5 Steps To Take Towards Getting Financially Fit By: YoungAdultMoney
4 Easy Ways to Avoid Holiday Debt By: Frugal Rules
Saving Money While Job Hunting By: Making Sense of Cents
What do you have planned for the weekend? Something fun?
Have a great weekend Everyone!!
Source: http://tacklingourdebt.com/2012/10/12/fridays-circle-friends-october-12/
Over a 24-year career, Roger McNamee has been one of the most successful investors in Silicon Valley, having made venture investments in Electronic Arts, Flextronics, Intuit, and Rambus, among many others. Then, in 2004, he launched Elevation Partners, a private equity partnership focused on media and entertainment content. Following his interview onstage at this week's Emerging Technologies Conference at MIT, he spoke with us about his much-discussed investment in Forbes and how he hopes that technology will liberate entertainment.
Source: http://www.technologyreview.com/blog/VideoPosts.aspx?id=17428
Source: http://www.alternative-energy-news.info/press/renewable-energy-marketers/
When financially contributing to charitable organizations, the investment product investors turn to most is a donor advised or charitable gift fund.
Source: http://www.millionairecorner.com/article/october-17-2012-fact-day
Christina Galitsky is Technology Review's 2006 Humanitarian of the Year and one of this year's TR35. The Lawrence Berkeley Lab scientist employs her training in chemical engineering to find solutions to environmental problems in the U.S. and abroad--particularly in poor countries such as Sudan and Bangladesh. She spoke to us recently about how seeing her innovations in action inspires her and what kinds of problems she hopes to work on in the future.
Source: http://www.technologyreview.com/blog/VideoPosts.aspx?id=17412
Source: http://www.alternative-energy-news.info/press/market-value-wind-energy/
Filed under: Economy, Investing
The "quadruple witching" hour -- when index futures, index options, equity options and security futures expire simultaneously -- is traditionally a time of higher trading volumes and investors decide what to do next. But if the low trading volumes so far this week are any indication, the next quadruple witching hour, scheduled Friday, will likely pass with barely a bump.Permalink | Email this | Comments
Source: http://www.dailyfinance.com/2010/09/16/futures-options-expirations-wont-help-stocks/
Source: http://canadianbudgetbinder.com/2012/10/12/mr-cbbs-weekly-blog-post-picks-october-122012/
Many women have not realized that now is the time to take control of your finances. For too long, a great number of you have relied on men, be it a husband or whatnot, to control your finances and help you plan for retirement. And the truth is, this line of thinking continues to this day.
Source: http://firstsecurityfinancialshow.com/blog/bid/142483/Women-Taking-the-Wheel
Source: http://www.alternative-energy-news.info/press/ship-green-save-green/
Twenty-two percent of investors with a net worth of $25 million or more (not including primary residence) donated more than $100,000 to charity in the last year.
Source: http://www.millionairecorner.com/article/october-12-2012-fact-day
Source: http://twitter.com/jpmorgan/statuses/241520432400982017
Filed under: Investing, college finance
I'll admit it right off the bat: I'm an investment idiot. Business culture and the financial universe vex me, and I'd likely struggle to tell you the difference between a hedge fund and a garden hedge.Continue reading Trading futures in film blockbusters? Students can bet on it
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Source: http://www.dailyfinance.com/2010/04/18/trading-futures-in-film-blockbusters-students-can-bet-on-it/
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Source: http://www.canadianpersonalfinance.com/a-short-history-of-apples-patent-wars.html
Filed under: People
The IRS will stop mailing out paper forms and instructions for annual income tax returns as more people file their taxes online.Permalink | Email this | Comments
Source: http://www.dailyfinance.com/2010/09/28/irs-will-stop-mailing-out-tax-return-forms-instructions/
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Filed under: Investing
You've heard it so often you can probably repeat it in your sleep: Equities are the best protection against inflation.
Financial planners say it. Money managers say it. Pundits and gurus say it. Without a nice chunk of equities in our portfolio, we are told, inflation will ravage our net worth, and we may not have anything left for our very old age.
That's why some experts have even recommended that retirees or near-retirees hold 60% or more of their assets in stocks -- terrible advice, and it destroyed many people's finances and peace of mind during the crash a couple of years ago.
The market has come back since then -- without the participation of those who sold at the bottom in despair -- so maybe some advisors believe it was sound thinking after all.
But academic research, old and new, completely flies in the face of this conventional "wisdom." It establishes clearly that stocks are not a very good hedge at all against inflation, particularly high inflation. Even Stocks for the Long Run himself, Jeremy Siegel, acknowledges that.
"Historically, that's been the case," said John Tatom, a finance professor at Indiana State University." I claim that's one of the most well-established tenets in financial economics."
Also on MoneyShow.com
In a 2011 paper, Tatom wrote: "There is a strong negative correlation between inflation and real and nominal stock prices. Contrary to opinion, equities are not a good hedge against inflation."
Some new research by three noted experts on asset prices confirms this. Elroy Dimson, Paul Marsh, and Mike Staunton of the London Business School have one of the world's deepest databases on the performance of stocks, bonds, bills, and currencies, as well as inflation. It covers 19 different markets and goes all the way back to 1900.
In an article in the 2012 Credit Suisse Global Investment Returns Yearbook, they found that during periods of "marked" inflation, equities easily outperform bonds, probably the worst investment to own during inflationary episodes. Yet equities gave a real return of -12% during those periods, while bonds lost 23.2%. Double ouch.
"When inflation has been moderate and stable,...equities have performed relatively well," the three professors concluded. "When there has been a leap in inflation, equities have performed less well in real terms. These sharp jumps in inflation are dangerous for investors."
"High inflation reduces equity values," they summed up.
Such as? "In periods of high and increasing inflation, gold and commodities are definitely something you want in your portfolio," said Mark Johannessen, managing director of Harris SBSB in McLean, Va., and former president of the Financial Planning Association.
Dimson, Marsh, and Staunton's research backs him up. "Gold is the only asset that does not have its real value reduced by inflation," they write. "Gold has on average been resistant to the impact of inflation. However, investment in gold has generated volatile price fluctuations...There have been long periods when the gold investor was 'underwater' in real terms."
Not for the last decade, of course, when gold rose more than sevenfold before stalling below $1,900 per ounce. But the researchers are talking about the very long run.
Another good hedge: housing. Don't everyone all groan at once. According to Dimson, Marsh, and Staunton, "real house-price changes ... seem relatively insensitive to inflation ... Housing has provided a long-term capital appreciation that is similar in magnitude to gold."
Unfortunately, U.S. housing has produced the weakest returns of major markets over the last century, so if you'd like to hedge against inflation with your home, pack up and move to Australia.
Real estate investment trusts (REITs) may be a decent substitute, but there aren't as much data on their performance over many, many years -- and they've had a big run.
Finally, there are TIPs (Treasury inflation-protected securities), inflation-linked bonds issued by the US and other governments. Smart people like David Swensen, Yale's chief investment officer, recommend them for individual investors as good protection against inflation. But they're very expensive now.
So, what should you do? I'd take some profits in your stock and bond holdings and buy small positions (maybe 5% of your portfolio each) in gold, commodities, REITs, and TIPs ETFs, preferably when they've sold off a bit, too.
Then, I'd keep 40% to 50% in stock, 20% to 30% in bonds, and another 10% in cash. That way, you'll have some protection against inflation, deflation, and just normal life.
And if your financial advisor tells you to buy more stock to keep from outliving your money, tell him or her that in the long run, we're all dead.
Howard R. Gold is editor at large for MoneyShow.com and columnist for MarketWatch. You can follow him on Twitter @howardrgold and read why Republicans need to stop pining for a white knight at The Independent.
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Source: http://www.dailyfinance.com/2012/03/09/investing-error-stocks-not-inflation-hedge/
Source: http://www.zdnet.com/improved-inter-app-sharing-services-coming-to-ios-7000005349/
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Source: http://twitter.com/jpmorgan/statuses/250231592818188289
Do you use Twitter to network with others, and to spread the word about your personal blog or your business? If yes, how many hours a day do you think you spend on Twitter? Two, four, ten?
More importantly, is the time that you are spending on Twitter driving more traffic to your blog and increasing your daily visitor count, or do you look at the traffic stats for your blog and begin to think that Twitter is a waste of time?
If you simply use Twitter for fun, then this article isn’t for you.
If you use Twitter to generate buzz about your blog or business, then this is for you. (click to tweet)
I’ve been using Twitter for different projects over the past several years and in that time I have come across many different online tools that work with Twitter.
Today I wanted to share the Twitter tools that have helped me achieve the best results and reduce the amount of time I actually spend online.
JustRetweet is an amazing, somewhat new site that allows Twitter users to quickly and easily help others online. In return, your own tweets are shared with a much wider audience. It is a great way to add more followers to your Twitter account as well.
Some of the members of JustRetweet have over 10,000 followers and you will benefit from them sharing your tweets to their large audience. An audience that you may not currently know, but will most likely get to know after they keep seeing interesting tweets from you.
JustRetweet is free to join and use. It is based on a credit system. You join and setup a basic profile. Add your avatar and start re-tweeting the posts listed on the Dashboard.
Each time you re-tweet another member’s tweet you earn credits.
After you build up a bank of credits (which happens quickly) you can add a tweet to your profile and assign credits to it so that other members will tweet your message for you to their followers. This way your tweets are being broadcast 24x7 to new people, and you only had to enter it once.
Your tweets will remain in your profile so that you can add more credits to them any time in the future, or you can simply add new tweets to your profile anytime you wish.
For a demonstration on how it all works, you can watch this quick video.
Logon and tweet other people’s tweets whenever you can. JustReTweet spaces them out so they are not all published at once.
Once you have built up your bank of credits, logon in the morning and add a tweet that you really want to promote. Assign how many credits you will award to each person that tweets it and how many total credits you want to spend on that tweet. For example, I added a tweet and said I want to award 25 credits to each person that tweets it, and I want to spend a total of 125 credits. So my post was tweeted by 5 different people.
Understand that once you assign those credits they are immediately withdrawn from your account and cannot be re-allocated to a different tweet. For example, one day I allocated too many credits to one of my tweets. My post was tweeted a number of times, but I still have credits sitting on that post. I would suggest that you start small, as per my example above, and go from there.
Before I retweet someone’s tweet I click on the link in their tweet to see what the post is about. This increases traffic to their site and many times I have discovered very helpful information.
You will also earn more credits when you click and follow another member of JustReTweet.
Now many of us have share buttons on our blog posts that allow people to quickly share our blog posts on Twitter, Facebook, LinkedIn and so on. These buttons typically grab the title of your blog post along with the URL of where the post can be found.
But to make things even more fun and interesting, and to attract more attention to your blog posts, clicktotweet allows you to specify specific quotes within your post that you would like others to tweet for you. The tweet can still include the URL to your post, and if you wish, it can mention your Twitter ID.
This video demonstrates how clicktotweet works.
Another Twitter tool that will decrease the amount of time you spend online and help you quickly spread the word about your blog or someone else’s blog is Ping.fm.
Ping.fm allows you to simultaneously manage and post to your Twitter, Facebook, LinkedIn and Tumblr account, instead of logging on to each one individually.
You can schedule and automate your posts, and you can use it to manage your social media accounts from an iPhone, iPad, and Android devices.
I couldn’t exclude Buffer from this post. I love Buffer! You can use Buffer to share information from your blog as well as anything else on the Internet.
Initially this tool was developed to work with Twitter, but the guys at Buffer have worked on it, and it can now be used to post to Facebook, Twitter, LinkedIn and App.net accounts.
Buffer works best when browsing sites in Chrome, Firefox and Safari. They also have apps for iPhone and Android.
You can use your current Twitter, Facebook or LinkedIn account to access and begin using Buffer.
Once you login to Buffer you will need to run a quick install that will add this black button to your browser toolbar. It will appear in the top right hand corner.
After that is complete you can visit any blog post and Tweet the post simply by clicking on the Buffer button on your browser. Buffer will capture the title of the post and the URL and it will ask you if you want to post it now or later.
A preset schedule is setup in Buffer to work hand in hand with the “later” posting option.
You can use the preset times or you can change them to whatever you wish. Again, by spreading out the timing of your posts you will prevent yourself from looking like a spammer and you will also be communicating and sharing posts throughout the day whether you are online or not. You can access and change the schedule through the menu button “Settings” at the top of the Buffer website after you logon.
Now have you ever read a blog post and had a specific sentence or quote jump out at you? One that you really want to share with all of your Twitter followers but copying and pasting the quote and then the URL to your Twitter account just seems like it would take too much time, so you don’t bother? Well Buffer has a solution for that.
The next time you are reading a post and want to tweet a sentence from within that post, simply highlight it with your mouse and click on the Buffer button on your browser. Buffer will display the sentence along with the URL and it will ask you if you want to post now or later. The rest is up to you. Pretty cool, eh?
If you have any questions when you start to implement these Twitter tools, just ask me. I hope you find them as fun and as useful as I do.
Source: http://tacklingourdebt.com/2012/10/03/4-fun-twitter-tools-will-drive-more-traffic-your-blog/
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Here's more bad news for jobs.
According to this morning's trade report, the advanced technology trade deficit widened to $18.2 billion in the third quarter, up from $12.9 billion in the second quarter of 2009 (advanced technology products include 10 categories, such as information and communications, biotechnology, and aerospace).
The third quarter ATP deficit, at $18.2 billion, was just below the $18.9 billion of a year ago. I believe that was the record, though, I'm not 100% sure.
Nevertheless, the widening of the ATP trade deficit is not good news for U.S. production jobs, since it means that even as demand for innovative products recovers, the production benefits are primarily being felt overseas. Employment in the computer and electronic products industry, for example, fell at a 10% annual rate in the third quarter.
What about royalties and license fees to produce the new technology--doesn't the U.S. benefit from that? The total trade surplus in royalties and license fees was $14.4 billion in the third quarter, smaller in magnitude than the advanced trade deficit. Given that royalties and license fees include movies and tv shows as well, it's likely that the amount of revenue from licensing the overseas production of advanced technology products was actually substantially less.
Source: http://www.businessweek.com/the_thread/economicsunbound/archives/2009/11/advanced_techno_1.html
Sumeet Singh, a technical leader in the applied research and architecture group at Cisco Systems, stopped to chat with us at the Emerging Technologies Conference at MIT last week. He explained a bit more about the inspiration behind and inner workings of his system to automatically protect computer networks against viruses.
Source: http://www.technologyreview.com/blog/VideoPosts.aspx?id=17433
Source: http://shakingthemoneytree.blogspot.com/2012/10/murphy-arrived-by-mail.html
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Source: http://feedproxy.google.com/~r/bmjvodcast/~3/9cvrX3bwf0E/watch3.html
Source: http://twitter.com/jpmorgan/statuses/242991399434350592
Filed under: Ripoffs and Scams, Consumer Complaints, Technology, Travel
If you are planning a trip to Canada these days there's two important things you should remember -- first your passport and second to turn off all Internet access on your phone and data card.Read | Permalink | Email this | Comments
Source: http://www.dailyfinance.com/2009/06/27/o-canada-11-000-in-data-charges-on-trip/
Earlier this week I learned Balance Junkie is calling it quits. Balance Junkie will continue on with other bloggers providing site content but I will miss Kim’s frank and passionate views about personal finance and the financial industry in general. Whatever your goals for the future are Kim I hope you reach them. Thanks for [...]
Source: http://feedproxy.google.com/~r/myownadvisor/CsCc/~3/p_9L59r5KQY/
Filed under: Energy, Investing, Infrastructure
Ascent Solar Technologies Inc. (NASDAQ: ASTI) has priced an underwritten public secondary offering of shares. The solar company is selling 9,166,700 shares of common stock at $1.20 per share. This offering matters because shares closed yesterday at $1.68 against a 52-week trading range of $0.36 to $2.31.
The gross proceeds raised from the secondary offering will be approximately $11.0 million before backing out the underwriting discount and expenses.
Aegis Capital is acting as the sole book-running manager for this offering. Ascent has granted the underwriter a 45-day option to purchase up to an aggregate of 1,375,005 additional shares of common stock at the public offering price to cover overallotments.
Solar companies have been rather battered and are no longer in favor, so any time you see a secondary offering in this sector it is worth looking into.
Ascent is still basically a development stage solar company as its sales were only $155,000 in the June quarter. Shares were just above $2.00 in recent days before the secondary offering was filed.
JON C. OGG
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Source: http://www.dailyfinance.com/2012/09/20/a-solar-secondary-offering-asti/
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Terrorist? Wired reports today: These are some warning signs that that you have turned into a terrorist who will soon kill your co-workers, according to the U.S. military. You’ve recently changed your “choices in entertainment.” You have “peculiar discussions.” … Continue reading
U.S. Military May Consider You a Potential Terrorist If You Are Young, Use Social Media, Or Question “Mainstream Ideologies” was originally published on Washington's Blog
Source: http://twitter.com/jpmorgan/statuses/241520432400982017
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It is definitely true. The older you get the quicker time seems to fly by. I mean think about - in 3 months we'll be talking about Christmas.
This week in our city it is still quite warm and the sun has been shining everyday. It is quite beautiful. Actually I can't remember the last time it has rained here. The silly thing is, in about a month from now, if not sooner (I hope not) it will be snowing. For whatever reason we rarely get much in the way of Spring or Fall weather. I wish we did because I really enjoy mild temperatures versus too hot or too cold. But here we go straight from "oh it is so hot out" to "man, is it snowing already?".
Anyways, it has been a busy week online, and here are some very interesting posts written by some wonderful friends. If you missed them, take a minute or so to see what everyone has been up to.
Cat at Budget Blonde, who’s living on a beautiful island in the Caribbean (I’m so jealous!!) wrote: Our $1,000 Food Bill. Check it out!
Something all of us need to do at some point – Minimizing the Kitchen By: Drop that Debt
Have you ever dreamed of becoming a landlord? Check out this renovation series – Rental Property Series: Overcoming Setbacks By: Eyes On The Dollar
What do you do to conserve on your household budget and spending in the Fall? Take a look at Household Budget Tips for the Upcoming Fall By: MyMoneyDesign
It has been a while since I’ve looked at the price of kitchen counter tops and I was surprised when I read this post: Kitchen Renovation Project – Part 2 By: Balanced Life Budget
Janine took some investment courses earlier this year and shares valuable information in her post: How to: Start Investing By: My Pennies, My Thoughts
This post was a real eye-opener for me and I am so thankful that we do not follow the same process in Canada when buying and selling real estate: What Is Exchange Of Contracts And When Should You Do It? By: Money Bulldog, who is moving today. Happy moving!!
Amazing how quickly kids grow up - When Did Our Little Baby Turn Into Such a Big Boy? By: The Family Finances
There have been so many posts online about the importance of all different types of insurance. This post really signifies why a person needs rental insurance if they are renting a home – First Hand Experience: The Importance of Rental Insurance By: Plunged in Debt
Do you enjoy taking vacations without your significant other? Take a read – Finally Decided to Take a Mini Vacation By: Debt and the Girl
As a kid I visited Cedar Point quite often and it looks like Money Beagle did as well. Take a look at how roller coasters make him feel – My Roller Coaster Days Are Behind Me By: money beagle
What is a multi-tasker? Multi-tasking-Saving or Wasting Time and Money For Employers By: Canadian Budget Binder
Happy Friday! Thanks for dropping by and enjoy the weekend!
Source: http://tacklingourdebt.com/2012/09/21/fridays-circle-friends-september-21/
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Source: http://www.alternative-energy-news.info/press/solar-power-future/
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Source: http://ciovaccocapital.com/wordpress/index.php/stock-market-us/video-coming-soon-2/
Source: http://www.realclearpolitics.com/2012/09/30/obamanomics_a_counterhistory_291565.html
