10 Ways to Avoid Drowning in Debt

Since finishing university, I’ve realized there are varying degrees of student debt. There are the incessant spenders, who will buy new clothes, food and pricey drinks at the bar, and then complain that they’re broke and have no money. Next, there’s the OSAP-ers who need to pay for school and living expenses and have no other option. Lastly, there’s the borderline debt group, which includes people teetering between the red and green, barely keeping themselves afloat. ► MORE

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